It seems like you need a completely separate keychain just for all of your little store rewards cards, but are they really worth dragging around? Many people will say no. And some people will even go a step past no and tell you that they do not want to be followed or tracked through their purchases. They consider it an invasion of their privacy. But I have decided that I have nothing to hide and will gladly take the benefits that these retailers want to offer me in exchange for some information.
Loyalty cards have grown well beyond just the supermarket. They are available to just about any store, website or chain restaurant you can think of. In many cases, they track your purchases and reward you with special discounts or coupons after you spend a set amount. This is nice free money and can also be combined with other store specials and coupons to save you even more in the future. In return, the store knows that you will continue to choose their store over a competitor to keep building your points.
The other use for these loyalty cards is at websites like UPROMISE. This is a company that wants to get you to invest money for your children’s education. They offer 529 investment plans. But to get your attention, they also offer a cash back plan for different items that you would already be purchasing. They have teamed up with manufacturers of hundreds of products from food items to cars and will reward you for buying their products. But the purchases must be tracked through your store loyalty card numbers. So you register your cards, do your regular shopping and then log in each month or two to see how much free money you have earned. With the huge cost of higher education, every penny you get for free will help your child in the future.
In this very competitive economy, stores want to ensure that they get your business today and keep it tomorrow. They also want to be able to easily track the demographic of their shoppers and their product lines. And they really don’t ask for any information about you that cannot be easily located on the internet. So take a moment to apply for the loyalty card at any store that you frequent and also to register them online for additional savings and rewards. The few minutes you spend online will keep paying you back for years.
This post is sponsored by the Law Offices of Kevin Jensen, a local Mesa Area Family Law Attorney. If you are dealing with an issue of Family Law make sure to give Mr. Jensen a call today.
Kathy Koewler Phoenix.org Phoenix Frugal Living Blogger