Gift Cards Can be better than Real Money

Gift Cards Can be better than Real Money

A large number of money saving tips all focus on planning and investing just a little bit of time to save money. Getting more value out of gift cards also works on this same principle.  Planning your purchases and watching for special promotions can increase the value of your gift cards and earn you rewards at the grocery store.

Many of the larger Phoenix grocery stores are offering fuel discounts when you accumulate $100.00 in purchases at their store in a single month. These purchases include gift cards and occasionally they even offer double or triple rewards points for gift card purchases. So if you purchase gift cards for friends or family members, you will enjoy much more affordable fuel. But the benefit does not stop there.

Back to school is just around the corner. Most families will be shopping for everything from school supplies to new clothes and shoes. Why not plan where you will be making your purchases and shop with gift cards? And be sure to purchase the gift cards with your cash rewards debit card or credit card. Now you are getting your cash reward from your credit card, your fuel reward from the grocery store and possibly loyalty rewards from the retail stores, all for a purchase that you were going to make anyway.

By adding up all of the benefits you will receive, you can easily increase the value of your gift cards by 5-10%. And be certain to check the circulars around the holidays for special double and triple fuel points rewards on gift card purchases. During these bonus specials, I try to plan the gift cards that I will need for the coming months and purchase early to maximize my rewards. Because gift card use has become much more popular, there are fewer retailers that charge service fees or require the card to be used in a certain time period. So shopping early is not the risk it used to be when purchasing gift cards.

Invest a few minutes to plan your purchases, select your favorite retailers and then buy your gift cards. You will enjoy the rewards of your time the next time you purchase fuel.

 

Kathy Koewler
 
Phoenix.org
 
Phoenix Frugal Living Blogger
 

     

     Frugal Living

     August 15, 2012

     No Comments

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